Subscription & Recurring Expense Tracker

Understanding the Subscription Tracker

In the modern "subscription economy," it's easier than ever to accumulate a long list of recurring charges for streaming, software, memberships, and more. While each individual charge may seem small, their cumulative effect on your budget can be substantial. This tracker is designed to help you see the big picture and identify where your money is going each month and year.

How It Works

This is a simple aggregation tool. You list out all of your recurring expenses, their cost, and their billing frequency (monthly or annually).

The Calculation

The calculator standardizes all your expenses to a monthly and annual total. It converts annual subscriptions to a monthly equivalent (by dividing by 12) and monthly subscriptions to an annual equivalent (by multiplying by 12). It then sums these figures to provide two key totals:

• Monthly Total: Your average recurring expense per month.
• Annual Total: The total cost of all your subscriptions over a full year.

Seeing the annual total is often an eye-opening experience that can motivate you to review your list and cancel any services you no longer use or value, instantly freeing up cash in your budget.

Frequently Asked Questions