Terms of Service

Last Updated: August 8, 2025

Welcome to FinFriend ("we," "our," or "us"). By accessing or using our website and its financial calculators (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you are prohibited from using the Service.

1. No Financial Advice or Guarantees

The Service is provided for informational and educational purposes only. The calculators and content are not intended as, and shall not be understood or construed as, financial, legal, or tax advice. The results are estimates and may not be accurate or applicable to your individual circumstances. You are solely responsible for your own financial decisions.

2. "As-Is" Basis and Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE EXPLICITLY DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTY THAT THE SERVICE WILL BE ACCURATE, RELIABLE, UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.

3. Limitation of Liability

IN NO EVENT SHALL FINFRIEND, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE.

4. Intellectual Property

All content and materials on the Service, including the design, text, graphics, and calculators, are the intellectual property of FinFriend and are protected by applicable copyright and trademark law. You may not reproduce, distribute, or create derivative works from any part of the Service without our express written permission.

5. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within the United States for the purpose of litigating all such claims or disputes.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will post the most current version of these Terms on our website. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

7. Contact Information

We do not provide direct contact channels for support or inquiries. All relevant information regarding the Service is provided on this website. Our policies are designed to protect our team's privacy and maintain our focus on providing high-quality, free financial tools.