FinFriend – let’s make your money work

Navigate your financial journey with confidence. Our suite of easy-to-use calculators provides clear answers to your most important money questions.

Try the Mortgage Payment Calculator

Find a Calculator

Over 46 calculators available.

Mortgage Payment Calculator

Estimate your monthly mortgage payments for your dream home, including principal and interest.

Paycheck Calculator

Estimate your take-home pay after federal and state taxes based on your gross income.

Income Tax Refund Calculator

Estimate your federal income tax liability or potential refund based on your filing status and income.

Insurance Quote Comparison

Compare Auto, Home, Life, and Health insurance rates from top providers to find the best policy.

Personal Loan & Debt Consolidation

Estimate monthly payments for a personal loan or see how consolidating debt can impact payments.

Home Affordability Calculator

Determine how much house you can comfortably afford based on your income, debts, and down payment.

HELOC vs. Home Equity Loan

Compare a Home Equity Line of Credit (HELOC) with a traditional home equity loan to see the difference in payments.

Credit Score Simulator

See how different financial actions like paying down debt or opening a new card could affect your credit score.

Life Insurance Needs Calculator

Calculate the right amount of life insurance coverage to protect your family's financial future.

High-Yield Savings & CD Ladder

See how a High-Yield Savings Account (HYSA) or CD ladder can accelerate your savings growth.

Retirement Gap & FIRE Calculator

Analyze if your current savings and future contributions will meet your retirement income goals.

Budget & Cash-Flow Planner

Create a personalized budget, track your income and expenses, and visualize your monthly cash flow.

Tax-Loss Harvesting Calculator

Estimate potential tax savings by offsetting capital gains with losses in your investment portfolio.

Mortgage Refinance Calculator

Calculate potential savings and your new monthly payment by refinancing your existing mortgage.

401(k) Growth Calculator

Project your 401(k) retirement balance based on contributions, employer match, and investment returns.

Auto Loan Payment Calculator

Determine your monthly payment for a new or used car based on price, down payment, and interest rate.

Student Loan Repayment Calculator

Estimate your monthly payments and total interest cost for your student loans to plan your payoff strategy.

Credit Card Payoff Calculator

Find out how long it will take to pay off your credit card balance and the total interest you'll pay.

Social Security Benefit Estimator

Get a general idea of your future Social Security retirement benefits based on your income and age.

Compound Interest Calculator

Visualize the power of compounding and see how your savings can grow exponentially over time.

Rent vs. Buy Calculator

Compare the financial costs of renting versus buying a home to find your financial break-even point.

Early Mortgage Payoff Calculator

See how making extra payments on your mortgage can save you thousands in interest and shorten your loan term.

ARM vs. Fixed-Rate Mortgage

Compare an Adjustable-Rate Mortgage (ARM) against a traditional fixed-rate mortgage to see payment differences.

Closing Cost Calculator

Estimate the total cash needed to close on a home purchase, including fees and prepaids.

Debt Snowball vs. Avalanche

Compare two popular debt payoff strategies to find out which one is right for your financial situation.

Balance Transfer Savings Calculator

See how much you could save by transferring high-interest credit card debt to a 0% APR introductory offer.

APR vs. Interest Rate Calculator

Understand the true cost of a loan by comparing the interest rate with the Annual Percentage Rate (APR).

Safe Withdrawal Rate Calculator

Determine a sustainable withdrawal amount from your retirement portfolio using rules like the 4% rule.

Required Minimum Distribution (RMD)

Estimate your required minimum withdrawal from your tax-deferred retirement accounts like an IRA or 401(k).

Roth vs. Traditional IRA Calculator

Compare a Roth IRA and a Traditional IRA to see which retirement account may be better for your tax situation.

Investment Fee Analyzer

See the long-term impact of investment fees and expense ratios on your portfolio's growth.

Portfolio Rebalancing Calculator

Determine how to adjust your investment portfolio back to its target asset allocation.

Emergency Fund Calculator

Calculate the ideal size for your financial safety net based on your monthly living expenses.

Savings Goal Calculator

Determine how much you need to save each month to reach a specific financial goal by a target date.

Inflation Calculator

See how the value and purchasing power of money changes over time due to inflation.

Capital Gains Tax Calculator

Estimate your potential tax liability on investment profits for both short-term and long-term gains.

Self-Employment Tax Calculator

Estimate your tax liability for Social Security and Medicare as a freelancer or independent contractor.

State-by-State Tax Comparison

Compare the potential income tax burden between two different states to see how moving could impact you.

Disability Insurance Needs Calculator

Estimate how much disability insurance coverage you may need to protect your income if you're unable to work.

Long-Term Care Cost Calculator

Project the potential future cost of long-term care services like home health aides or nursing homes.

529 College Savings Plan Calculator

Project future college costs and determine how much you need to save in a 529 plan to meet your goals.

Public Service Loan Forgiveness (PSLF)

Get a simplified estimate of your potential student loan forgiveness through the PSLF program.

Car Lease vs. Buy Calculator

Compare the total financial costs of leasing versus buying a car to see which option is more affordable.

True Cost of Car Ownership

Estimate the total cost of owning a car beyond the sticker price, including depreciation, insurance, and fuel.

Net Worth Tracker

Calculate your net worth by tracking your total assets and liabilities to get a snapshot of your financial health.

Subscription & Recurring Expense Tracker

Find out how much you're really spending on subscriptions and other recurring monthly or annual costs.